:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#0e1b38;background:#f3f0e9;font-synthesis:none;--navy: #07194c;--ink: #0e1b38;--gold: #edbf01;--stone: #f3f0e9;--line: rgba(14, 27, 56, .17);--gold-ink: #665000;--ink-muted: #4a5164}*{box-sizing:border-box}body{margin:0;min-width:320px;min-height:100vh;-webkit-font-smoothing:antialiased;background:var(--stone)}a{color:inherit;text-decoration:none}button,a{-webkit-tap-highlight-color:transparent}button{font:inherit}img{display:block;max-width:100%}.shell{width:min(1240px,calc(100% - 64px));margin-inline:auto}.eyebrow{margin:0 0 22px;color:var(--gold);font-size:11px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.button{min-height:54px;padding:0 23px;display:inline-flex;align-items:center;justify-content:center;gap:18px;background:var(--gold);color:var(--navy);border:1px solid var(--gold);font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;transition:transform .18s ease,background-color .18s ease,color .18s ease}.button:hover{transform:translateY(-2px);background:#f6d547}.button:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid #fff;outline-offset:4px}.button svg,.text-link svg{width:17px;height:17px}.button-small{min-height:42px;padding-inline:17px;font-size:10px}.button-ghost{background:transparent;border-color:#ffffff85;color:#fff}.button-ghost:hover{background:#fff;color:var(--navy)}.hero{min-height:820px;height:100svh;max-height:980px;position:relative;overflow:hidden;background:var(--navy);color:#fff}.hero-image{position:absolute;inset:-5% 0 auto 31%;width:69%;height:110%;object-fit:cover;object-position:50% 42%;will-change:transform}.hero-shade{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;pointer-events:none;background:linear-gradient(180deg,#07194c80,#07194c24 16%,#07194c0f 55%,#07194c6b 88%,#07194c99);border-bottom:1px solid rgba(255,255,255,.18)}.nav{height:92px;position:relative;z-index:5;display:flex;align-items:center;gap:44px;border-bottom:1px solid rgba(255,255,255,.24)}.brand{width:170px;margin-right:auto}.brand img,.footer-logo{filter:brightness(0) invert(1)}.desktop-nav{display:flex;align-items:center;gap:27px}.desktop-nav a{font-size:10px;font-weight:750;letter-spacing:.08em;text-transform:uppercase;opacity:.88;transition:opacity .18s ease}.desktop-nav a:hover{opacity:1}.menu-button{display:none;width:44px;height:44px;border:1px solid rgba(255,255,255,.35);color:#fff;background:transparent;align-items:center;justify-content:center}.menu-button svg{width:24px;height:24px}.mobile-menu{display:none}.hero-content{position:relative;z-index:2;padding-top:clamp(64px,10vh,124px)}.hero-content h1{max-width:1010px;margin:0;font-size:clamp(50px,5.7vw,88px);line-height:.95;letter-spacing:-.055em;font-weight:750}.hero-content h1>span{color:inherit}.hero-content h1 .hero-accent,.hero-content h1 .hero-accent .word{color:var(--gold)}.hero-copy{max-width:565px;margin:30px 0 0;font-size:17px;line-height:1.65;color:#ffffffc7}.hero-actions{margin-top:36px;display:flex;gap:12px}.hero-process{position:absolute;z-index:2;bottom:38px;left:50%;transform:translate(-50%);display:grid;grid-template-columns:repeat(3,1fr)}.hero-step{min-height:72px;display:flex;align-items:center;gap:16px;position:relative}.hero-step>span{width:36px;height:36px;border:1px solid rgba(255,255,255,.55);border-radius:50%;display:grid;place-items:center;font:600 10px/1 Inter}.hero-step:first-child>span{border-color:var(--gold);color:var(--gold)}.hero-step div{display:grid;gap:5px}.hero-step strong{font-size:10px;letter-spacing:.08em;text-transform:uppercase}.hero-step small{color:#ffffff91;font-size:10px}.hero-step i{position:absolute;width:36%;height:1px;background:#ffffff45;right:12%}.vault-section{padding:130px 0;background:var(--ink);color:#fff;overflow:hidden}.journey{position:relative;padding:96px 0 110px;background:radial-gradient(circle at 64% 30%,#0d1f52 0,#061537 42%,#020817 82%);color:#fff;overflow:hidden}.journey-mark{position:absolute;z-index:0;top:0;right:0;bottom:0;left:0;display:grid;place-content:center;pointer-events:none}.journey-mark span{color:#edbf010e;font-size:min(36vw,520px);font-weight:850;line-height:.65;letter-spacing:-.11em}.journey-eyebrow{position:relative;z-index:2;margin:0 0 40px;color:#ffffff9e}.journey-map{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);gap:62px;align-items:start}.journey-step{position:relative;margin-top:calc(var(--i) * 76px);padding:26px 26px 28px;background:#07194cbd;border:1px solid rgba(255,255,255,.09);border-left:2px solid var(--gold);-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.journey-route{position:absolute;top:-78px;left:-62px;width:62px;height:84px;overflow:visible;pointer-events:none}.image-trail{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;pointer-events:none}.image-trail-item{position:absolute;width:190px;height:130px;object-fit:cover;border-radius:3px;box-shadow:0 24px 60px #00000080;pointer-events:none;will-change:transform,opacity}@media(prefers-reduced-motion:reduce){.image-trail{display:none}}.journey-dot{position:absolute;top:-6px;left:-7px;width:11px;height:11px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 5px #edbf0126}.journey-number{display:block;margin-bottom:14px;color:#edbf019e;font-size:34px;font-weight:800;line-height:.8;letter-spacing:-.05em}.journey-step .eyebrow{margin:0 0 10px;color:var(--gold)}.journey-step h2{margin:0 0 12px;font-size:clamp(21px,1.7vw,26px);line-height:1.14;letter-spacing:-.035em;font-weight:700}.journey-step h2 span{display:block}.journey-copy{margin:0 0 14px;color:#ffffffa8;font-size:14px;line-height:1.6}.journey-step .text-link{font-size:11px}@media(max-width:900px){.journey{padding:64px 0 70px}.journey-map{grid-template-columns:1fr;gap:16px}.journey-step{margin-top:0}.journey-route{display:none}}.interface-section{padding:140px 0;background:#f4f1eb;overflow:hidden}.interface-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.interface-copy h2{margin:0;font-size:clamp(54px,6vw,90px);line-height:.96;letter-spacing:-.065em;text-transform:uppercase}.interface-copy h2 span{color:var(--gold-ink)}.interface-copy>p:not(.eyebrow){max-width:700px;margin:38px 0 55px;color:#586176;font-size:18px;line-height:1.7}.capabilities{display:grid;grid-template-columns:1fr 1fr;gap:42px 55px}.capabilities>div{display:grid;grid-template-columns:40px 1fr;column-gap:15px;align-items:center}.capabilities svg{grid-row:1 / 3;width:32px;height:32px;color:var(--gold-ink)}.capabilities strong{font-size:12px;text-transform:uppercase;letter-spacing:.05em}.capabilities p{margin:7px 0 0;color:var(--ink-muted);font-size:13px;line-height:1.55}.brownstone-scene{min-height:760px;position:relative;overflow:hidden;background:var(--navy);box-shadow:28px 30px #edbf011c}.brownstone-scene img{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;object-fit:cover}.brownstone-scene:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:#03081621}.scene-grid{position:absolute;z-index:1;top:0;right:0;bottom:0;left:0;background-image:linear-gradient(rgba(237,191,1,.1) 1px,transparent 1px),linear-gradient(90deg,rgba(237,191,1,.1) 1px,transparent 1px);background-size:44px 44px;-webkit-mask-image:linear-gradient(to bottom,black,transparent 72%);mask-image:linear-gradient(to bottom,black,transparent 72%)}.scene-label{position:absolute;z-index:2;top:42px;right:35px;display:grid;gap:8px;text-align:right;color:#fff;text-transform:uppercase}.scene-label span{color:var(--gold);font-size:9px;font-weight:800;letter-spacing:.13em}.scene-label strong{font-size:14px;letter-spacing:.08em}.scene-statement{position:absolute;z-index:2;left:42px;bottom:50px;color:#fff;font-size:52px;font-weight:750;line-height:.9;letter-spacing:-.055em;text-transform:uppercase}.scene-statement i{display:block;width:90px;height:4px;margin-top:28px;background:var(--gold)}.vault-scroll{height:500vh;position:relative;background:#020816;color:#fff}.vault-sticky{height:100vh;min-height:720px;position:sticky;top:0;overflow:hidden;display:flex;align-items:center;background:radial-gradient(circle at 70% 50%,#112869 0,#07194c 22%,#020816 62%)}.vault-ambient{position:absolute;top:18%;width:470px;height:470px;border-radius:50%;background:#edbf0124;filter:blur(105px);transform:translate(-50%)}.vault-stage{display:grid;grid-template-columns:.8fr .52fr .9fr .7fr;gap:clamp(25px,4vw,65px);align-items:center;position:relative;z-index:1}.vault-intro h2{margin:0;font-size:clamp(46px,4.8vw,72px);line-height:.94;letter-spacing:-.055em}.vault-intro>p:not(.eyebrow){color:#ffffffa3;line-height:1.7;margin:26px 0}.vault-selector{display:grid;gap:9px}.vault-selector button{min-height:42px;padding:0 16px;border:1px solid rgba(255,255,255,.16);border-radius:23px;background:#ffffff09;color:#ffffff85;display:grid;grid-template-columns:26px 1fr;align-items:center;text-align:left;font-size:11px;font-weight:750;cursor:pointer;transition:.25s ease}.vault-selector button span{color:#ffffff9e;font-size:8px}.vault-selector button.active{background:var(--gold);border-color:var(--gold);color:var(--navy);transform:translate(9px)}.vault-selector button.active span{color:var(--navy)}.device-space{min-height:690px;display:grid;place-items:center;position:relative;perspective:1200px}.device-shadow{position:absolute;bottom:36px;width:280px;height:42px;border-radius:50%;background:#000;filter:blur(19px)}.phone-cinematic{width:334px;position:relative;z-index:1;transform-style:preserve-3d;box-shadow:-24px 44px 85px #000000a6,inset 0 0 0 1px #ffffff42}.phone-speaker{position:absolute;z-index:3;top:17px;left:50%;width:74px;height:20px;transform:translate(-50%);border-radius:15px;background:#080d18}.phone-cinematic .vault-app{min-height:650px;padding-top:46px}.phone-cinematic .vault-app-progress{grid-template-columns:repeat(5,1fr);margin:20px 0 28px}.phone-cinematic .vault-app-progress span{font-size:5.5px;overflow:hidden}.vault-screen>small{color:#5c6478;font-size:8px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.vault-action small{color:#ffffffb8;font-size:8px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.vault-screen h3{margin:9px 0 11px;font-size:29px;line-height:1;letter-spacing:-.04em}.vault-screen>p{min-height:69px;margin:0;color:var(--ink-muted);font-size:12px;line-height:1.55}.vault-action{margin-top:22px;padding:18px;display:flex;align-items:center;justify-content:space-between;gap:12px;background:var(--navy);color:#fff}.vault-action div{display:grid;gap:6px}.vault-action strong{font-size:12px}.vault-action span{padding:6px 8px;background:var(--gold);color:var(--navy);font-size:7px;font-weight:800;text-transform:uppercase;white-space:nowrap}.vault-lines{margin:20px 0;display:grid;gap:9px}.vault-lines i{height:7px;background:#e1e5ed;border-radius:6px}.vault-lines i:nth-child(2){width:78%}.vault-lines i:nth-child(3){width:56%}.vault-screen>button{width:100%;min-height:46px;border:0;display:flex;justify-content:center;align-items:center;gap:10px;background:var(--navy);color:#fff;font-size:9px;font-weight:800;text-transform:uppercase}.vault-stage-copy span{color:var(--gold);font-size:10px;font-weight:800;letter-spacing:.11em;text-transform:uppercase}.vault-stage-copy h3{margin:14px 0;font-size:31px;line-height:1;letter-spacing:-.04em}.vault-stage-copy p{color:#ffffff91;line-height:1.65;font-size:14px}.scroll-cue{position:absolute;z-index:2;bottom:24px;left:50%;width:min(1240px,calc(100% - 64px));transform:translate(-50%);display:flex;align-items:center;gap:22px;color:#ffffff9e;font-size:8px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.scroll-cue i{height:1px;flex:1;background:#ffffff24}.scroll-cue b{display:block;width:100%;height:2px;background:var(--gold);transform-origin:left}.vault-grid{display:grid;grid-template-columns:.8fr .85fr 1fr;gap:70px;align-items:center}.vault-copy h2,.section-heading h2,.proof-heading h2,.closing h2{margin:0;font-size:clamp(42px,4.5vw,68px);line-height:1.04;letter-spacing:-.045em;font-weight:650}.vault-copy>p:not(.eyebrow){margin:28px 0;max-width:400px;color:#ffffffad;line-height:1.7}.text-link{display:inline-flex;align-items:center;gap:13px;color:var(--gold);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.phone-stage{display:grid;place-items:center;perspective:1000px}.phone{width:min(320px,100%);padding:9px;background:#080d18;border:1px solid rgba(255,255,255,.3);border-radius:34px;box-shadow:0 34px 70px #0000006b;transform-style:preserve-3d}.phone img{width:100%;border-radius:26px}.vault-app{min-height:630px;padding:22px 18px;border-radius:26px;background:#f4f6fa;color:var(--navy)}.vault-app-nav{display:flex;align-items:center;justify-content:space-between;padding-bottom:17px;border-bottom:1px solid #d9deea}.vault-app-nav img{width:88px;filter:none}.vault-app-nav span{font-size:11px;font-weight:800;text-transform:uppercase}.vault-app-status{margin:18px 0;padding:20px;background:var(--navy);color:#fff;display:grid;gap:7px}.vault-app-status small,.vault-app-panel small{color:#a5abc0;font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.vault-app-status strong{font-size:18px}.vault-app-status span{justify-self:start;padding:5px 8px;background:var(--gold);color:var(--navy);font-size:8px;font-weight:800;text-transform:uppercase}.vault-app-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:4px;margin-bottom:18px}.vault-app-progress span{padding-top:8px;border-top:3px solid #cbd1df;color:#5c6478;font-size:7px;font-weight:800;text-align:center;text-transform:uppercase}.vault-app-progress .current{border-color:var(--gold);color:var(--navy)}.vault-app-panel{margin-top:12px;padding:18px;background:#fff;border:1px solid #dce1eb}.vault-app-panel h4{margin:7px 0 18px;font-size:16px}.vault-app-panel button{width:100%;min-height:43px;display:flex;align-items:center;justify-content:center;gap:9px;border:0;background:var(--navy);color:#fff;font-size:9px;font-weight:800;text-transform:uppercase}.vault-app-panel.compact{display:flex;align-items:center;justify-content:space-between}.vault-app-panel.compact div{display:grid;gap:5px}.vault-app-panel.compact svg{width:23px;height:23px;color:#268451}.live-dot{width:11px;height:11px;border-radius:50%;background:#268451}.vault-steps{display:grid}.vault-step{min-height:150px;display:grid;grid-template-columns:46px 34px 1fr;gap:20px;align-items:start;padding:25px 0;border-bottom:1px solid rgba(255,255,255,.15)}.vault-step:last-child{border-bottom:0}.step-number{width:42px;height:42px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);font-weight:700}.step-icon{width:27px;height:27px;color:var(--gold);margin-top:7px}.vault-step h3{margin:5px 0 10px;color:var(--gold);font-size:13px;letter-spacing:.1em;text-transform:uppercase}.vault-step p{margin:0;color:#ffffffab;line-height:1.6;font-size:14px}.solutions{padding:130px 0;background:var(--stone)}.section-heading{max-width:760px;margin-bottom:72px}.section-heading .eyebrow,.proof .eyebrow,.interface-copy .eyebrow,.film-copy .eyebrow,.reviews-heading .eyebrow,.lend-copy .eyebrow,.rates-hero .eyebrow,.rate-detail-block .eyebrow,.rate-qualify-block .eyebrow,.about-story-copy .eyebrow,.values-heading .eyebrow,.team-heading .eyebrow,.proof-hero .eyebrow,.legal-hero .eyebrow,.proof-page .proof-hero .eyebrow,.proof-note .text-link,.film-copy .text-link,.lend-copy .text-link{color:var(--gold-ink)}.funded-social-section .eyebrow,.funded-social-heading .eyebrow,.comparison-heading .eyebrow,.vault-intro .eyebrow,.vault-copy .eyebrow,.closing .eyebrow,.rate-sheet .eyebrow,.product-hero .eyebrow,.journey .eyebrow{color:var(--gold)}.product-layout{display:grid;grid-template-columns:1.5fr .8fr;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.product-list{display:grid}.product-row{width:100%;min-height:102px;padding:0 24px 0 0;border:0;border-bottom:1px solid var(--line);background:transparent;color:var(--ink);display:grid;grid-template-columns:70px 1fr 30px;align-items:center;text-align:left;cursor:pointer;transition:background-color .2s ease,padding .2s ease}.product-row:last-child{border-bottom:0}.product-row:hover,.product-row.active{background:#e9e4d8;padding-left:18px}.product-row span{color:var(--gold-ink);font-size:11px;font-weight:700}.product-row strong{font-size:clamp(25px,2.3vw,36px);letter-spacing:-.03em}.product-row svg{width:22px;height:22px}.product-detail{padding:0;border-left:1px solid var(--line);background:#fff;display:grid;grid-template-rows:1fr auto;overflow:hidden}.product-visual{min-height:270px;overflow:hidden;background:var(--navy)}.product-visual img{width:100%;height:100%;object-fit:cover}.product-detail-copy{padding:32px 38px 38px}.product-detail-copy>svg{width:42px;height:42px;color:var(--gold-ink)}.product-detail p{margin:19px 0 25px;font-size:17px;line-height:1.5;letter-spacing:-.02em}.product-links{display:grid;gap:16px}.text-link.dark{color:var(--navy)}.comparison-section{padding:125px 0 145px;background:var(--navy);color:#fff}.comparison-heading{display:grid;grid-template-columns:1fr auto;align-items:end;margin-bottom:55px}.comparison-heading .eyebrow{grid-column:1 / -1}.comparison-heading h2{margin:0;max-width:720px;font-size:clamp(44px,4.5vw,68px);line-height:1;letter-spacing:-.05em}.comparison-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.comparison-card{min-height:620px;padding:34px 28px 28px;position:relative;display:flex;flex-direction:column;border:1px solid rgba(255,255,255,.17);border-top:3px solid var(--gold);background:#ffffff0e}.comparison-image{height:155px;margin:-34px -28px 28px;overflow:hidden;background:#020817}.comparison-card h3{margin:0 0 15px;font-size:27px;letter-spacing:-.03em}.comparison-card>small{min-height:34px;color:var(--gold);font-size:9px;font-weight:800;line-height:1.5;letter-spacing:.08em;text-transform:uppercase}.comparison-card>p{min-height:74px;color:#ffffff94;font-size:13px;line-height:1.6}.comparison-card dl{margin:5px 0 28px;border-top:1px solid rgba(255,255,255,.14)}.comparison-card dl div{display:flex;justify-content:space-between;gap:10px;padding:11px 0}.comparison-card dt{color:#ffffff87;font-size:9px;text-transform:uppercase}.comparison-card dd{margin:0;font-size:10px;font-weight:750}.comparison-cta{min-height:48px;margin-top:auto;border:1px solid var(--gold);display:grid;place-items:center;color:var(--gold);font-size:10px;font-weight:800;text-transform:uppercase}.comparison-cta:hover{background:var(--gold);color:var(--navy)}.comparison-more{min-height:46px;display:flex;align-items:center;justify-content:center;gap:8px;color:var(--gold);font-size:9px;font-weight:800;text-transform:uppercase}.popular{position:absolute;top:-3px;right:20px;padding:8px 13px;background:var(--gold);color:var(--navy);font-size:8px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.proof{padding:125px 0 140px;background:#fff}.proof-heading{display:grid;grid-template-columns:1.4fr .6fr;gap:90px;align-items:end;margin-bottom:70px}.proof-heading>p{margin:0 0 8px;color:#4f586c;line-height:1.65}.proof-grid{display:grid;grid-template-columns:1.2fr .9fr .9fr;gap:22px;align-items:start}.project:nth-child(2){margin-top:80px}.project:nth-child(3){margin-top:34px}.project-image{aspect-ratio:.92;overflow:hidden;background:#ddd}.project-image img{width:100%;height:100%;object-fit:cover;transition:transform .45s ease}.project-meta{padding:21px 0;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line)}.project-meta small{color:var(--gold-ink);font-size:10px;font-weight:750;letter-spacing:.12em;text-transform:uppercase}.project-meta h3{margin:7px 0 0;font-size:24px;letter-spacing:-.03em}.project-meta svg{width:23px;height:23px}.proof-all{margin-top:45px;display:flex;align-items:center;justify-content:space-between;padding:23px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:var(--navy);font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.proof-transactions{margin:105px -38px -140px;padding:90px 38px 120px;background:#050f29;color:#fff}.proof-feed{padding:95px 0 120px;background:#050f29;color:#fff}.funded-social-section{padding:120px 0 130px;background:#050f29;color:#fff}.funded-social-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:55px}.funded-social-heading h2{max-width:780px;margin:0;font-size:clamp(44px,4.8vw,72px);line-height:1;letter-spacing:-.05em}.funded-social-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.17);border-bottom:1px solid rgba(255,255,255,.17)}.funded-social-card{border-right:1px solid rgba(255,255,255,.17)}.funded-social-card:last-child{border-right:0}.funded-social-card a{min-height:390px;padding:28px 25px;display:flex;flex-direction:column;transition:background-color .2s ease,transform .2s ease}.funded-social-card a:hover{background:#edbf0114;transform:translateY(-5px)}.funded-social-card span{color:#ffffff6b;font-size:50px;font-weight:800;letter-spacing:-.07em}.funded-social-card small{margin-top:55px;color:var(--gold);font-size:9px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.funded-social-card strong{margin-top:13px;font-size:31px;letter-spacing:-.04em}.funded-social-card h3{margin:7px 0;font-size:19px}.funded-social-card p{margin:0;color:#ffffff80;font-size:11px}.funded-social-card i{margin-top:auto;display:flex;align-items:center;gap:8px;color:var(--gold);font-size:9px;font-style:normal;font-weight:800;text-transform:uppercase}.film-section{padding:125px 0;background:#d8d0c2}.film-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:80px;align-items:center}.film-copy h2,.reviews-section h2{margin:0;font-size:clamp(40px,4.2vw,64px);line-height:1.02;letter-spacing:-.045em}.film-copy>p:last-child{max-width:460px;color:var(--ink-muted);line-height:1.7}.film-frame{position:relative;box-shadow:0 35px 80px #07194c33}.film-frame video{width:100%;display:block;background:#07194c}.film-frame>span{position:absolute;left:20px;bottom:20px;padding:12px 15px;display:flex;gap:8px;align-items:center;background:#fff;color:var(--navy);font-size:10px;font-weight:800;text-transform:uppercase;pointer-events:none}.reviews-section{padding:120px 0;background:#fff}.reviews-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:55px}.review-score{display:flex;align-items:center;gap:18px}.review-score>strong{font-size:72px;line-height:.8;letter-spacing:-.08em}.review-score span{display:block;margin-top:7px;color:var(--ink-muted);font-size:10px;font-weight:700;text-transform:uppercase}.google-review-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.google-review{min-height:330px;padding:28px;display:flex;flex-direction:column;border:1px solid var(--line);background:#f7f5f0}.google-review blockquote{margin:26px 0 14px;color:#202a43;font-size:20px;font-weight:700;line-height:1.35;letter-spacing:-.025em}.google-review>p{margin:0 0 25px;color:var(--ink-muted);font-size:12px;line-height:1.6}.google-review>strong{margin-top:auto;font-size:13px}.google-review>small{margin-top:5px;color:var(--ink-muted);font-size:9px;text-transform:uppercase}.review-links{margin-top:35px;display:flex;justify-content:space-between;gap:30px}.stars{display:flex;color:#e5ad00}.stars svg{width:18px;height:18px}.closing{padding:120px 0;background:var(--navy);color:#fff}.closing-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:100px;align-items:end}.closing-action p{margin:0 0 27px;color:#ffffffb3;line-height:1.65}footer{padding:70px 0 26px;background:#050f29;color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:80px;padding-bottom:60px}.footer-logo{width:160px}.footer-grid p{max-width:390px;color:#ffffff8c;line-height:1.6}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:13px}.footer-grid strong{color:var(--gold);font-size:11px;letter-spacing:.13em;text-transform:uppercase;margin-bottom:8px}.footer-grid a{color:#ffffffb3;font-size:13px}.legal{padding-top:25px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:30px;color:#fff9;font-size:10px;line-height:1.5}.about-hero{min-height:650px;display:flex;align-items:center;background:#050f29;color:#fff}.about-hero h1{max-width:900px;margin:0;font-size:clamp(62px,8vw,112px);line-height:.9;letter-spacing:-.07em}.about-hero h1 span{color:var(--gold)}.about-hero .shell>p:last-child{max-width:700px;margin-top:34px;color:#ffffffa1;font-size:18px;line-height:1.7}.about-story{padding-top:125px;padding-bottom:125px;display:grid;grid-template-columns:.85fr 1.15fr;gap:95px;align-items:center}.about-story-image{min-height:650px;position:relative;overflow:hidden;background:var(--navy)}.about-story-image img{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;object-fit:cover}.about-story-image:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:#07194c2e}.about-story-image>strong{position:absolute;z-index:1;left:0;bottom:0;padding:28px 34px;background:var(--gold);color:var(--navy);font-size:25px;line-height:1;letter-spacing:-.04em;text-transform:uppercase}.about-story-copy h2,.values-heading h2,.team-heading h2,.about-closing h2{margin:0;font-size:clamp(44px,5vw,72px);line-height:1;letter-spacing:-.05em}.about-story-copy>p:not(.eyebrow){color:#5d6577;font-size:16px;line-height:1.75}.vision-grid{margin-top:40px;display:grid;grid-template-columns:1fr 1fr;gap:18px}.vision-grid div{padding:25px;border-left:3px solid var(--gold);background:#fff}.vision-grid small{color:#8d7000;font-size:9px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.vision-grid p{margin:12px 0 0;color:#596173;font-size:12px;line-height:1.6}.values-section{padding:120px 0;background:#e5dfd3}.values-heading{margin-bottom:55px}.values-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(7,25,76,.2);border-bottom:1px solid rgba(7,25,76,.2)}.value-card{min-height:310px;padding:27px;border-right:1px solid rgba(7,25,76,.2)}.value-card:last-child{border-right:0}.value-card span{color:#07194cad;font-size:50px;font-weight:800;letter-spacing:-.07em}.value-card h3{margin:75px 0 12px;font-size:24px}.value-card p{color:#596173;font-size:13px;line-height:1.65}.team-section{padding:120px 0 140px;background:#fff}.team-heading{margin-bottom:55px}.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.team-card>div{aspect-ratio:.88;overflow:hidden;background:#e8e3d9}.team-card img{width:100%;height:100%;object-fit:cover;object-position:top center;transition:transform .45s ease}.team-card:hover img{transform:scale(1.025)}.team-card small{display:block;margin-top:20px;color:var(--gold-ink);font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.team-card h3{margin:8px 0 0;font-size:25px}.about-closing{padding:115px 0;background:var(--navy);color:#fff}.about-closing h2{max-width:850px;margin-bottom:35px}.subpage{min-height:100vh;background:var(--stone)}.subnav{height:86px;display:flex;align-items:center;gap:36px}.subnav .brand{width:165px}.subnav .brand img{filter:none}.subnav nav{margin-left:auto;display:flex;align-items:center;gap:27px}.subnav nav a{font-size:10px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.product-hero{min-height:660px;position:relative;display:flex;align-items:center;background:var(--navy);color:#fff;overflow:hidden}.product-hero>img{position:absolute;top:0;right:0;bottom:0;left:45%;width:55%;height:100%;object-fit:cover}.product-hero-shade{position:absolute;top:0;right:0;bottom:0;left:0;background:#07194c75}.product-hero .shell{position:relative;z-index:1}.product-hero h1,.rates-hero h1,.proof-hero h1{max-width:820px;margin:0;font-size:clamp(58px,7vw,100px);line-height:.94;letter-spacing:-.06em}.product-hero .shell>p:not(.eyebrow){max-width:590px;margin:28px 0 35px;color:#ffffffbf;font-size:18px;line-height:1.65}.product-facts{margin-top:-1px;display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border:1px solid var(--line)}.product-facts div{padding:33px;display:grid;gap:10px;border-right:1px solid var(--line)}.product-facts div:last-child{border-right:0}.product-facts small{color:#8c7000;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.product-facts strong{font-size:24px}.loan-detail{padding-top:110px;padding-bottom:110px;display:grid;grid-template-columns:1fr 1fr;gap:100px}.loan-detail h2,.rate-notes h2{margin:0;font-size:50px;letter-spacing:-.045em}.loan-detail p{color:#5c6475;line-height:1.7}.loan-detail ul{margin:0;padding:0;list-style:none;display:grid}.loan-detail li{padding:20px 0;display:flex;gap:14px;align-items:center;border-bottom:1px solid var(--line);font-weight:650}.loan-detail li svg{color:#a88400}.product-switcher{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:100px}.product-switcher a{min-height:110px;padding:22px;display:flex;align-items:center;justify-content:space-between;border-right:1px solid var(--line);font-size:12px;font-weight:800;text-transform:uppercase}.product-switcher a.active{background:var(--navy);color:#fff}.rates-hero,.proof-hero{padding-top:120px;padding-bottom:95px}.rates-hero>p:last-child,.proof-hero>p:last-child{max-width:680px;color:#5b6375;font-size:18px;line-height:1.65}.rate-programs{padding-bottom:30px;display:grid;gap:16px}.rate-program{padding:34px 36px 28px;border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;transition:box-shadow .25s ease,border-color .25s ease}.rate-program:hover{box-shadow:0 18px 44px #07194c17}.rate-program.open{box-shadow:0 22px 54px #07194c1f}.rate-program-head{display:grid;grid-template-columns:auto 1fr auto;gap:26px;align-items:start}.rate-program-icon{flex:none;width:58px;height:58px;display:grid;place-items:center;border:1px solid rgba(237,191,1,.55);color:var(--gold-ink)}.rate-program-icon svg{width:27px;height:27px}.rate-program-id small{display:block;margin-bottom:9px;color:var(--gold-ink);font-size:9px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.rate-program-id h2{margin:0 0 9px;font-size:clamp(26px,2.6vw,34px);line-height:1;letter-spacing:-.035em}.rate-program-id p{margin:0;max-width:520px;color:#5b6375;font-size:14px;line-height:1.6}.rate-program-rate{text-align:right}.rate-program-rate small{display:block;margin-bottom:5px;color:#5b6375;font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.rate-program-rate strong{font-size:clamp(30px,3vw,40px);line-height:1;letter-spacing:-.045em;color:var(--navy)}.rate-program-specs{margin:28px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.rate-program-specs>div{padding:15px 18px;background:#fff}.rate-program-specs dt{color:#5b6375;font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.rate-program-specs dd{margin:7px 0 0;font-size:14px;font-weight:650;letter-spacing:-.01em}.rate-program-toggle{margin-top:22px;padding:0;display:flex;align-items:center;gap:11px;border:0;background:none;color:var(--gold-ink);font-family:inherit;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;cursor:pointer}.rate-program-toggle:hover{color:var(--navy)}.rate-program-toggle i{position:relative;flex:0 0 13px;width:13px;height:13px}.rate-program-toggle i:before,.rate-program-toggle i:after{content:"";position:absolute;inset:50% 0 auto;height:2px;background:var(--gold);transition:transform .3s ease}.rate-program-toggle i:after{transform:rotate(90deg)}.rate-program.open .rate-program-toggle i:after{transform:rotate(0)}.rate-program-panel{overflow:hidden}.rate-program-panel-inner{margin-top:26px;padding-top:28px;display:grid;grid-template-columns:1fr 1fr;gap:46px;border-top:1px solid var(--line)}.rate-program-panel h3{margin:0 0 10px;font-size:11px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--gold-ink)}.rate-program-panel h3+p{margin:0 0 24px;color:#384055;font-size:15px;line-height:1.7}.rate-program-panel h3:last-of-type+p{margin-bottom:0}.rate-program-panel ul{margin:0 0 22px;padding:0;list-style:none;display:grid;gap:11px}.rate-program-panel li{display:flex;align-items:flex-start;gap:11px;color:#384055;font-size:14px;line-height:1.5}.rate-program-panel li svg{flex:none;width:17px;height:17px;margin-top:1px;color:var(--gold)}.rate-floor-note{max-width:720px;margin:26px 0 0;color:var(--ink-muted);font-size:11px;line-height:1.7}.rate-detail{padding:96px 0 20px}.rate-detail-lede{max-width:640px;margin:0 0 46px;color:#5b6375;font-size:17px;line-height:1.65}.rate-detail h2{margin:0 0 18px;font-size:clamp(36px,3.8vw,56px);line-height:1;letter-spacing:-.05em}.rate-factor-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.rate-factor{padding:28px 26px 30px;background:var(--stone)}.rate-factor span{display:block;margin-bottom:14px;color:var(--gold-ink);font-size:10px;font-weight:800;letter-spacing:.12em}.rate-factor strong{display:block;margin-bottom:8px;font-size:17px;letter-spacing:-.02em}.rate-factor p{margin:0;color:#5b6375;font-size:13px;line-height:1.6}.rate-sheet{margin-top:96px;padding:96px 0 104px;background:var(--navy);color:#fff}.rate-sheet .shell{display:grid;grid-template-columns:.85fr 1fr;gap:70px;align-items:start}.rate-sheet h2{margin:0 0 20px;font-size:clamp(34px,3.6vw,52px);line-height:1.02;letter-spacing:-.05em}.rate-sheet-copy p:not(.eyebrow){max-width:420px;margin:0 0 32px;color:#ffffffa8;font-size:16px;line-height:1.7}.rate-sheet-list dl{margin:0;border-top:1px solid rgba(255,255,255,.16)}.rate-sheet-list dl div{padding:20px 0;display:grid;grid-template-columns:150px 1fr;gap:26px;align-items:baseline;border-bottom:1px solid rgba(255,255,255,.16)}.rate-sheet-list dt{color:var(--gold);font-size:10px;font-weight:800;letter-spacing:.11em;text-transform:uppercase}.rate-sheet-list dd{margin:0;color:#ffffffc7;font-size:14px;line-height:1.6}.rate-qualify{padding:100px 0 0}.rate-qualify h2{margin:0 0 44px;font-size:clamp(34px,3.6vw,52px);line-height:1;letter-spacing:-.05em}.rate-qualify-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line)}.rate-qualify-grid>div{padding:34px 34px 38px;background:#fff}.rate-qualify-grid h3{margin:0 0 22px;font-size:11px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--gold-ink)}.rate-qualify-grid ul{margin:0;padding:0;list-style:none;display:grid;gap:15px}.rate-qualify-grid li{display:flex;align-items:flex-start;gap:13px;font-size:15px;line-height:1.5}.rate-qualify-grid li svg{flex:none;width:17px;height:17px;margin-top:2px}.rate-qualify-grid>div:first-child li svg{color:#b0342c}.rate-qualify-grid>div:last-child li svg{color:var(--gold)}.rate-qualify-note{max-width:760px;margin:26px 0 0;color:var(--ink-muted);font-size:12px;line-height:1.7}.rate-next{padding:96px 0 118px;text-align:center}.rate-next h2{margin:0 0 14px;font-size:clamp(32px,3.4vw,48px);line-height:1.02;letter-spacing:-.05em}.rate-next>div>p{margin:0 0 34px;color:#5b6375;font-size:17px}.rate-next-actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}.rate-next-actions .button-ghost{border-color:var(--navy);color:var(--navy)}.rate-next-actions .button-ghost:hover{background:var(--navy);color:#fff}@media(max-width:900px){.rate-program{padding:26px 22px 24px}.rate-program-head{grid-template-columns:auto 1fr;row-gap:20px}.rate-program-rate{grid-column:2;text-align:left}.rate-program-specs{grid-template-columns:repeat(2,1fr)}.rate-program-panel-inner{grid-template-columns:1fr;gap:30px}.rate-factor-grid{grid-template-columns:1fr}.rate-sheet .shell{grid-template-columns:1fr;gap:44px}.rate-sheet-list dl div{grid-template-columns:1fr;gap:8px}.rate-qualify-grid{grid-template-columns:1fr}}@media(max-width:560px){.rate-program-specs{grid-template-columns:1fr}}.proof-filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:45px}.proof-filters button{padding:13px 17px;border:1px solid var(--line);background:transparent;color:var(--navy);font-size:10px;font-weight:800;text-transform:uppercase;cursor:pointer}.proof-filters button.active{background:var(--navy);color:#fff}.proof-wall{padding-bottom:120px;display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.proof-tile{position:relative;min-height:500px;overflow:hidden;background:var(--navy)}.proof-tile-wrap:nth-child(3n){grid-column:1 / -1}.proof-tile-wrap:nth-child(3n) .proof-tile{min-height:620px}.proof-tile img{width:100%;height:100%;object-fit:cover;opacity:.82}.proof-tile>div:not(.proof-tile-image){position:absolute;inset:auto 0 0;padding:35px;color:#fff;background:#07194ce0}.proof-tile small{color:var(--gold);font-size:10px;font-weight:800;text-transform:uppercase}.proof-tile h2{margin:7px 0;font-size:35px}.proof-tile span{display:flex;gap:8px;align-items:center;color:#ffffffa6;font-size:11px}.market-hero{padding-top:110px;padding-bottom:105px}.market-hero h1{max-width:940px;margin:0;font-size:clamp(52px,6.5vw,92px);line-height:.95;letter-spacing:-.06em}.market-hero>p:not(.eyebrow){max-width:720px;margin:30px 0 34px;color:#5b6375;font-size:18px;line-height:1.7}.market-programs{padding-top:95px;padding-bottom:105px;display:grid;grid-template-columns:.8fr 1.2fr;gap:90px;border-top:1px solid var(--line)}.market-programs h2,.market-proof h2,.market-process h2,.case-study-body h2,.case-study-next h2{margin:0;font-size:clamp(38px,4.3vw,62px);line-height:1;letter-spacing:-.05em}.market-programs>div:first-child>p:last-child{color:#5b6375;line-height:1.7}.market-links{border-top:1px solid var(--line)}.market-links a{min-height:105px;padding:24px 0;display:grid;grid-template-columns:190px 1fr auto;gap:24px;align-items:center;border-bottom:1px solid var(--line)}.market-links strong{font-size:17px}.market-links span{color:#5b6375;font-size:13px;line-height:1.55}.market-links svg{color:var(--gold-ink)}.market-proof{padding:100px 0 115px;background:var(--navy);color:#fff}.market-proof-intro{max-width:700px;margin:22px 0 48px;color:#ffffffa8;line-height:1.7}.case-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#ffffff29;border:1px solid rgba(255,255,255,.16)}.case-card{min-width:0;background:var(--navy)}.case-card img{width:100%;aspect-ratio:1.2;object-fit:cover;opacity:.84}.case-card>div{padding:25px}.case-card small{color:var(--gold);font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.case-card h3{margin:10px 0 4px;font-size:25px}.case-card strong{display:block;margin-bottom:24px;font-size:18px}.case-card span{display:flex;align-items:center;justify-content:space-between;color:#ffffffad;font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.market-process{padding-top:105px;padding-bottom:120px}.market-process>div{margin-top:45px;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.market-process article{padding:30px;border-right:1px solid var(--line)}.market-process article:last-child{border-right:0}.market-process article span{color:var(--gold-ink);font-size:11px;font-weight:800;letter-spacing:.12em}.market-process h3{margin:55px 0 10px;font-size:22px}.market-process article p{margin:0;color:#5b6375;font-size:13px;line-height:1.65}.case-study-hero{min-height:670px;position:relative;display:flex;align-items:center;overflow:hidden;background:var(--navy);color:#fff}.case-study-hero>img{position:absolute;top:0;right:0;bottom:0;left:43%;width:57%;height:100%;object-fit:cover}.case-study-shade{position:absolute;top:0;right:0;bottom:0;left:0;background:#07194c8c}.case-study-hero .shell{position:relative;z-index:1}.case-study-hero h1{max-width:760px;margin:0;font-size:clamp(50px,6.2vw,88px);line-height:.94;letter-spacing:-.06em}.case-study-hero .shell>p:last-child{max-width:620px;margin:28px 0 0;color:#ffffffc2;font-size:18px;line-height:1.7}.case-study-facts{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff}.case-study-facts>div{min-height:120px;padding:27px;border-right:1px solid var(--line)}.case-study-facts>div:last-child{border-right:0}.case-study-facts small{display:block;margin-bottom:12px;color:var(--gold-ink);font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.case-study-facts strong{font-size:20px}.case-study-body{padding-top:105px;padding-bottom:110px;display:grid;grid-template-columns:1fr .8fr;gap:100px}.case-study-body>div>p:not(.eyebrow){color:#5b6375;line-height:1.75}.case-study-body ul{margin:0;padding:0;list-style:none}.case-study-body li{padding:21px 0;display:flex;gap:13px;align-items:center;border-bottom:1px solid var(--line);font-weight:650}.case-study-body li svg{color:var(--gold-ink)}.case-study-next{padding-bottom:115px}.case-study-next>div{padding:60px;background:var(--navy);color:#fff}.case-study-next p:not(.eyebrow){max-width:690px;color:#ffffffad;line-height:1.7}@media(max-width:900px){.market-programs,.case-study-body{grid-template-columns:1fr;gap:45px}.case-grid{grid-template-columns:1fr}.market-process>div{grid-template-columns:1fr}.market-process article{border-right:0;border-bottom:1px solid var(--line)}.market-process article:last-child{border-bottom:0}.case-study-facts{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.market-links a{grid-template-columns:1fr auto}.market-links span{grid-column:1 / -1}.case-study-hero>img{top:0;right:0;bottom:0;left:0;width:100%;opacity:.42}.case-study-facts{grid-template-columns:1fr}.case-study-facts>div{border-right:0;border-bottom:1px solid var(--line)}.case-study-next>div{padding:36px 25px}}@media(max-width:980px){.shell{width:min(100% - 40px,760px)}.desktop-nav,.desktop-cta{display:none}.menu-button{display:inline-flex}.mobile-menu{position:absolute;z-index:10;top:76px;left:20px;right:20px;padding:18px;display:grid;background:#fff;color:var(--navy);box-shadow:0 24px 50px #00000038}.mobile-menu a{padding:15px;border-bottom:1px solid var(--line);font-size:12px;font-weight:700;text-transform:uppercase}.hero-image{top:0;right:0;bottom:0;left:0;width:100%;height:110%;object-position:56% 40%}.hero-shade{background:#07194ca8}.interface-grid{grid-template-columns:1fr}.brownstone-scene{min-height:680px}.vault-stage{grid-template-columns:.72fr .95fr}.vault-intro{align-self:end}.vault-selector{grid-row:2}.device-space{grid-column:2;grid-row:1 / 3}.vault-stage-copy{display:none}.comparison-grid{grid-template-columns:repeat(2,1fr)}.vault-grid{grid-template-columns:1fr 1fr;gap:60px 40px}.vault-copy{grid-column:1 / -1;max-width:650px}.product-layout,.proof-heading,.closing-grid{grid-template-columns:1fr}.product-detail{min-height:300px;border-left:0;border-top:1px solid var(--line)}.proof-grid{grid-template-columns:repeat(2,1fr)}.project:nth-child(2),.project:nth-child(3){margin-top:0}.proof-heading,.closing-grid{gap:40px}.film-grid,.loan-detail,.rate-notes{grid-template-columns:1fr}.funded-social-grid,.google-review-grid{grid-template-columns:repeat(2,1fr)}.funded-social-card:nth-child(2){border-right:0}.funded-social-card:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.17)}.subnav nav{display:none}.subnav .button{margin-left:auto}.about-story{grid-template-columns:1fr;gap:55px}.about-story-image{min-height:580px}.values-grid{grid-template-columns:1fr 1fr}.value-card:nth-child(2){border-right:0}.value-card:nth-child(-n+2){border-bottom:1px solid rgba(7,25,76,.2)}}@media(max-width:640px){.shell{width:calc(100% - 32px)}.hero{min-height:780px;height:100svh;max-height:880px}.hero-plate{background:url(/assets/hero-boston-poster.jpg) 56% 40% / cover no-repeat}.hero-plate .hero-image{display:none}.nav{height:76px}.brand{width:145px}.hero-content{padding-top:86px}.hero-content h1{font-size:clamp(47px,13vw,64px)}.hero-copy{margin-top:24px;font-size:15px}.hero-actions{display:grid;grid-template-columns:1fr;width:min(100%,290px);margin-top:28px}.hero-process{bottom:22px;grid-template-columns:repeat(3,1fr);gap:9px}.hero-step{min-height:50px;align-items:flex-start;gap:7px}.hero-step>span{width:26px;height:26px;font-size:8px;flex:0 0 auto}.hero-step strong{font-size:8px}.hero-step small,.hero-step i{display:none}.vault-section,.solutions,.proof,.closing,.interface-section{padding:88px 0}.interface-copy h2{font-size:48px}.interface-copy>p:not(.eyebrow){margin:28px 0 40px;font-size:15px}.capabilities{grid-template-columns:1fr;gap:28px}.brownstone-scene{min-height:560px;box-shadow:12px 14px #edbf011c}.scene-statement{left:24px;bottom:32px;font-size:40px}.vault-scroll{height:auto}.vault-sticky{height:auto;min-height:0;position:relative;padding:90px 0 78px}.vault-stage{display:flex;flex-direction:column;align-items:stretch;gap:34px}.vault-intro h2{font-size:48px}.vault-selector{grid-template-columns:1fr 1fr;order:2}.vault-selector button:last-child{grid-column:1 / -1}.vault-selector button.active{transform:none}.device-space{order:1;min-height:620px}.phone-cinematic{width:286px}.phone-cinematic .vault-app{min-height:590px}.vault-stage-copy{display:block;order:3}.scroll-cue{display:none}.comparison-section{padding:88px 0}.comparison-heading{grid-template-columns:1fr;gap:25px}.comparison-grid{grid-template-columns:1fr}.story-card{padding:30px 24px}.story-card>span{margin-bottom:45px;font-size:70px}.vault-grid{grid-template-columns:1fr;gap:50px}.vault-copy{grid-column:auto}.vault-copy h2,.section-heading h2,.proof-heading h2,.closing h2{font-size:42px}.phone{width:286px}.vault-step{grid-template-columns:42px 1fr;gap:17px}.step-icon{display:none}.section-heading{margin-bottom:44px}.product-row{min-height:88px;grid-template-columns:44px 1fr 24px;padding-right:8px}.product-row strong{font-size:23px}.product-detail{min-height:270px;padding:38px 28px}.proof-grid{grid-template-columns:1fr;gap:42px}.film-section,.reviews-section,.funded-social-section{padding:85px 0}.funded-social-heading,.reviews-heading{align-items:flex-start;flex-direction:column}.funded-social-grid,.google-review-grid{grid-template-columns:1fr}.funded-social-card{border-right:0;border-bottom:1px solid rgba(255,255,255,.17)}.funded-social-card:last-child{border-bottom:0}.funded-social-card a{min-height:330px}.google-review{min-height:260px}.review-score>strong{font-size:58px}.review-links{align-items:flex-start;flex-direction:column}.proof-transactions{margin:75px -16px -88px;padding:70px 16px 85px}.about-hero{min-height:620px}.about-hero h1{font-size:56px}.about-hero .shell>p:last-child{font-size:15px}.about-story{padding-top:85px;padding-bottom:85px}.about-story-image{min-height:480px}.vision-grid{grid-template-columns:1fr}.values-section,.team-section,.about-closing{padding:85px 0}.values-grid,.team-grid{grid-template-columns:1fr}.value-card{min-height:260px;border-right:0;border-bottom:1px solid rgba(7,25,76,.2)}.value-card:last-child{border-bottom:0}.value-card h3{margin-top:45px}.film-grid{gap:45px}.product-hero{min-height:720px;align-items:end;padding-bottom:70px}.product-hero>img{top:0;right:0;bottom:0;left:0;width:100%;height:100%;opacity:.58}.product-hero h1,.rates-hero h1,.proof-hero h1{font-size:52px}.product-facts{grid-template-columns:1fr}.product-facts div{border-right:0;border-bottom:1px solid var(--line)}.loan-detail{padding-top:80px;padding-bottom:80px;gap:45px}.product-switcher{grid-template-columns:1fr 1fr}.rate-row{padding:18px 0;grid-template-columns:1fr 1fr;gap:12px}.rate-head{display:none}.rate-notes{padding:35px 24px}.proof-wall{grid-template-columns:1fr}.proof-tile-wrap,.proof-tile-wrap:nth-child(3n){grid-column:auto}.proof-tile{min-height:460px}.project-image{aspect-ratio:1.08}.footer-grid{grid-template-columns:1fr 1fr;gap:50px 25px}.footer-grid>div:first-child{grid-column:1 / -1}.legal{flex-direction:column}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}.site-footer{padding:80px 0 40px;background:#020817;color:#ffffffb8}.site-footer .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px;padding-bottom:54px}.footer-brand .footer-logo{width:132px;margin-bottom:22px;filter:brightness(0) invert(1)}.footer-brand p{margin:0 0 20px;max-width:300px;color:#ffffffa8;font-size:14px;line-height:1.7}.footer-brand span{display:block;color:#edbf01b8;font-size:11px;font-weight:700;letter-spacing:.04em;line-height:2}.footer-col{display:grid;align-content:start;gap:13px}.footer-col strong{color:#ffffff9e;font-size:10px;font-weight:800;letter-spacing:.18em;text-transform:uppercase}.footer-col a{color:#ffffffc7;font-size:14px;transition:color .2s ease}.footer-col a:hover{color:var(--gold)}.footer-contact p{margin:0;color:#ffffffa8;font-size:14px;line-height:1.7}.footer-social{display:flex;gap:9px;margin-top:4px}.footer-social a{display:grid;place-items:center;width:32px;height:32px;border:1px solid rgba(255,255,255,.16);border-radius:3px;color:#fffc;transition:.22s ease}.footer-social a:hover{border-color:var(--gold);color:var(--gold)}.footer-social svg{width:15px;height:15px}.footer-col a.footer-cta{justify-self:start;margin-top:6px;padding:12px 26px;border:1px solid var(--gold);border-radius:3px;color:var(--gold);font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;transition:.22s ease}.footer-col a.footer-cta:hover{background:var(--gold);color:var(--navy)}.footer-bar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:22px 0;border-top:1px solid rgba(255,255,255,.09)}.footer-bar-left{display:flex;align-items:center;gap:14px;color:#ffffff80;font-size:12px}.footer-bar-left img{opacity:.75}.footer-legal-links{display:flex;flex-wrap:wrap;gap:24px}.footer-legal-links a{color:#fff9;font-size:12px;transition:color .2s ease}.footer-legal-links a:hover{color:var(--gold)}.footer-disclosure{padding-top:20px;display:grid;gap:12px}.footer-disclosure p{margin:0;color:#fff9;font-size:11px;line-height:1.75}.footer-disclosure b{color:#edbf019e;font-weight:800;letter-spacing:.06em;text-transform:uppercase}@media(max-width:980px){.site-footer .footer-grid{grid-template-columns:1fr 1fr;gap:38px}.footer-bar{flex-direction:column;align-items:flex-start}}@media(max-width:560px){.site-footer .footer-grid{grid-template-columns:1fr}}.legal-page .legal-hero{padding:130px 0 44px;max-width:860px}.legal-page .legal-hero h1{margin:12px 0 14px;font-size:clamp(40px,5vw,66px);line-height:1.02;letter-spacing:-.045em}.legal-updated{margin:0 0 22px;color:var(--ink-muted);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.legal-intro{margin:0;color:#4d566b;font-size:17px;line-height:1.75}.legal-body{max-width:860px;padding-bottom:100px;display:grid;gap:44px}.legal-section h2{margin:0 0 14px;font-size:21px;line-height:1.25;letter-spacing:-.02em}.legal-section p{margin:0 0 12px;color:#515a70;font-size:15px;line-height:1.8}.legal-section ul{margin:14px 0 0;padding:0;list-style:none;display:grid;gap:11px}.legal-section li{display:grid;grid-template-columns:17px 1fr;gap:12px;align-items:start;color:#515a70;font-size:15px;line-height:1.7}.legal-section li svg{margin-top:5px;width:15px;height:15px;color:var(--gold)}.legal-footer-note{padding-top:30px;border-top:1px solid #e0dcd3;display:grid;gap:16px}.legal-footer-note p{margin:0;color:#515a70;font-size:14px;line-height:1.75}.legal-footer-note a{color:var(--gold-ink);font-weight:700}.legal-footer-note nav{display:flex;flex-wrap:wrap;gap:22px}.legal-footer-note nav a{font-size:12px;font-weight:700;letter-spacing:.04em}.scroll-progress{position:fixed;z-index:60;top:0;left:0;right:0;height:2px;background:var(--gold);transform-origin:0 50%}.tilt3d{position:relative;transform-style:preserve-3d;will-change:transform}.tilt3d-sheen{position:absolute;top:0;right:0;bottom:0;left:0;z-index:3;pointer-events:none;mix-blend-mode:screen}.word-mask{display:inline-block;overflow:hidden;vertical-align:bottom;padding-right:.22em}.word-mask:last-child{padding-right:0}.word{display:inline-block;will-change:transform}.hero-headline .hero-accent .word{color:var(--gold)}.proof-tile-wrap{border-radius:3px}.funded-social-card.tilt3d:hover{transform:none}@media(prefers-reduced-motion:reduce){.scroll-progress{display:none}.tilt3d{transform:none!important}}.scroll-reveal{overflow:hidden;position:relative}.scroll-reveal-clip{width:100%;height:100%}.scroll-reveal img{display:block;width:100%;height:100%;object-fit:cover;will-change:transform}.scroll-reveal.proof-tile-image{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;overflow:hidden}.proof-amount{display:block;margin:4px 0 8px;color:var(--gold);font-size:15px;font-weight:800;letter-spacing:-.01em}.proof-note{padding:10px 0 90px;display:grid;gap:14px}.proof-note p{margin:0;max-width:640px;color:var(--ink-muted);font-size:12px;line-height:1.7}.proof-tile img[src*=boston-columbia-ma]{object-position:center 26%}.proof-stock{display:block;margin-top:6px;color:#ffffff9e;font-size:10px;font-style:normal;letter-spacing:.04em;text-transform:uppercase}.faq{padding:96px 0 110px;background:#f4f1eb}.faq-list{margin-top:44px;border-top:1px solid #ddd8cd}.faq-item{border-bottom:1px solid #ddd8cd}.faq-item button{width:100%;padding:26px 0;display:flex;align-items:center;justify-content:space-between;gap:24px;border:0;background:none;color:var(--navy);font-size:clamp(17px,1.5vw,21px);font-weight:650;letter-spacing:-.02em;text-align:left;cursor:pointer}.faq-item button:hover{color:var(--gold-ink)}.faq-item i{position:relative;flex:0 0 16px;width:16px;height:16px}.faq-item i:before,.faq-item i:after{content:"";position:absolute;inset:50% 0 auto;height:2px;background:var(--gold);transition:transform .3s ease}.faq-item i:after{transform:rotate(90deg)}.faq-item.open i:after{transform:rotate(0)}.faq-panel{overflow:hidden}.faq-panel p{max-width:760px;margin:0;padding:0 0 28px;color:#586176;font-size:16px;line-height:1.75}.lend{padding:100px 0;background:#f4f1eb;overflow:hidden}.lend-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:center}.lend-copy h2{margin:0 0 26px;font-size:clamp(40px,4.3vw,64px);line-height:1.02;letter-spacing:-.045em;font-weight:650}.lend-copy>p:not(.eyebrow){max-width:520px;margin:0 0 18px;color:#586176;font-size:17px;line-height:1.75}.lend-copy strong{color:var(--navy);font-weight:750}.lend-note{font-size:14px!important;color:var(--ink-muted)!important}.lend-stats{display:grid;grid-template-columns:repeat(3,auto);gap:34px;justify-content:start;margin:32px 0 30px}.lend-stats strong{display:block;color:var(--gold-ink);font-size:40px;font-weight:800;line-height:1;letter-spacing:-.05em}.lend-stats span{display:block;max-width:130px;margin-top:8px;color:var(--ink-muted);font-size:12px;line-height:1.45}.lend-map img{width:100%;height:auto;display:block}@media(max-width:900px){.lend{padding:66px 0}.lend-grid{grid-template-columns:1fr;gap:34px}.lend-stats{gap:22px}.lend-stats strong{font-size:30px}}.comparison-icon{display:flex;align-items:center;justify-content:center;width:60px;height:60px;margin-bottom:26px;border:1px solid rgba(237,191,1,.4);color:var(--gold)}.comparison-icon svg{width:28px;height:28px}.comparison-card dd.rate-figure{color:var(--gold);font-size:17px;font-weight:800;letter-spacing:-.02em}.rate-disclaimer{max-width:620px;margin:16px 0 0;color:#ffffff9e;font-size:11px;line-height:1.65}.resources-menu{position:relative;display:flex;align-items:center}.resources-menu>button{display:inline-flex;align-items:center;gap:7px;margin:0;padding:0;border:0;background:none;color:inherit;font-family:inherit;font-size:10px;font-weight:800;line-height:1;letter-spacing:.09em;text-transform:uppercase;opacity:.88;cursor:pointer;transition:opacity .18s ease}.resources-menu>button:hover,.resources-menu>button[aria-expanded=true]{opacity:1}.resources-menu>button:after{content:"";width:5px;height:5px;margin-top:-3px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);transition:transform .22s ease}.resources-menu>button[aria-expanded=true]:after{transform:rotate(-135deg);margin-top:1px}.desktop-nav .resources-menu>button{font-weight:750;letter-spacing:.08em}.resources-panel{position:absolute;z-index:40;top:calc(100% + 14px);left:50%;min-width:210px;transform:translate(-50%);display:grid;padding:8px;background:#fff;border:1px solid #e3ded4;box-shadow:0 24px 50px #030b2029}.resources-panel a{padding:11px 14px;color:var(--navy)!important;font-size:13px;white-space:nowrap}.resources-panel a:hover{background:#f4f1eb;color:var(--gold-ink)!important}.lend-hero{padding:130px 0 10px;max-width:820px}.lend-hero h1{margin:12px 0 16px;font-size:clamp(40px,5vw,66px);line-height:1.02;letter-spacing:-.045em}.lend-hero p{margin:0;color:#4d566b;font-size:17px;line-height:1.75}.calc-hero{padding:130px 0 44px;max-width:820px}.calc-hero h1{margin:12px 0 16px;font-size:clamp(40px,5vw,66px);line-height:1.02;letter-spacing:-.045em}.calc-hero p{margin:0;color:#4d566b;font-size:17px;line-height:1.75}.calc{display:grid;grid-template-columns:.95fr 1.05fr;gap:44px;align-items:start;padding-bottom:70px}.calc-form{padding:34px;background:#fff;border:1px solid #e3ded4;display:grid;gap:18px}.calc-form h2{margin:0 0 4px;font-size:22px;letter-spacing:-.03em}.calc-form label{display:grid;gap:7px;color:#6b7488;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.calc-form input,.calc-form select{height:46px;padding:0 13px;border:1px solid #ddd8cd;border-radius:3px;background:#fbfaf7;color:var(--navy);font-family:inherit;font-size:15px;font-weight:650}.calc-form input:focus,.calc-form select:focus{outline:2px solid var(--gold);outline-offset:1px}.calc-result{padding:34px;background:var(--navy);color:#fff}.calc-tier{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.16)}.calc-tier span{color:var(--gold);font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.calc-tier strong{font-size:27px;letter-spacing:-.03em}.calc-result dl{margin:4px 0 20px}.calc-result dl div{display:flex;justify-content:space-between;gap:14px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.09)}.calc-result dt{color:#fff9;font-size:11px;text-transform:uppercase;letter-spacing:.06em}.calc-result dd{margin:0;font-size:17px;font-weight:750}.calc-flag{margin:0 0 16px;padding:12px 14px;background:#edbf0121;border-left:2px solid var(--gold);color:#ffffffd9;font-size:12px;line-height:1.6}.calc-disclaimer{margin:20px 0 0;color:#ffffff9e;font-size:11px;line-height:1.7}.calc-none h3{margin:10px 0 12px;font-size:26px;letter-spacing:-.03em}.calc-none p{color:#ffffffa6;font-size:14px;line-height:1.7}.calc-tiers{padding-bottom:100px}.calc-tiers h2{margin:0 0 22px;font-size:26px;letter-spacing:-.03em}.calc-table{border-top:1px solid #ddd8cd}.calc-row{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:14px;padding:15px 0;border-bottom:1px solid #ddd8cd;font-size:13px;color:#4d566b}.calc-row.calc-head{color:var(--navy);font-size:10px;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.calc-tiers>p{margin:16px 0 0;color:var(--ink-muted);font-size:11px}@media(max-width:900px){.calc{grid-template-columns:1fr;gap:24px}.calc-row{grid-template-columns:1fr;gap:4px}.calc-row.calc-head{display:none}}.calc-tabs{display:flex;gap:8px;margin-top:28px}.calc-tabs button{padding:12px 24px;border:1px solid #ddd8cd;background:#fff;color:var(--navy);font-family:inherit;font-size:11px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;cursor:pointer;transition:.2s ease}.calc-tabs button:hover{border-color:var(--gold)}.calc-tabs button.on{background:var(--navy);border-color:var(--navy);color:#fff}.hero-plate{position:absolute;top:0;right:0;bottom:0;left:0;overflow:hidden;will-change:transform}.hero-plate .hero-image{position:absolute;top:-6%;right:-6%;bottom:-6%;left:-6%;width:112%;height:112%;object-fit:cover;object-position:50% 46%;will-change:transform}.hero-sheen{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;pointer-events:none;mix-blend-mode:screen}.hero-vignette{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;pointer-events:none;background:linear-gradient(100deg,#030b2099,#030b2054 40%,#030b200a 68%,#030b2038),radial-gradient(125% 100% at 50% 38%,#02081700 46%,#02081747 86%,#0208178f)}.hero-content{position:relative;z-index:2;transform-style:preserve-3d;will-change:transform}.hero-headline{text-shadow:0 1px 2px rgba(2,8,23,.34),0 20px 64px rgba(2,8,23,.42)}.hero-copy{text-shadow:0 1px 14px rgba(2,8,23,.7)}.hero-content .eyebrow{text-shadow:0 1px 10px rgba(2,8,23,.75)}.hero-step strong,.hero-step small,.hero-step>span{text-shadow:0 1px 10px rgba(2,8,23,.8)}@media(prefers-reduced-motion:reduce){.hero-sheen{display:none}}.button:active,.comparison-cta:active,.footer-cta:active,.menu-button:active{transform:scale(.97);transition:transform .1s ease-out}.calc-tabs button:active,.product-row:active{transform:scale(.985);transition:transform .1s ease-out}@media(prefers-reduced-motion:reduce){.button:active,.comparison-cta:active,.footer-cta:active,.menu-button:active,.calc-tabs button:active,.product-row:active{transform:none}}
